Buyer's Guide

Let us tell the story of your home


Denver's Top Producing Realtors®

Each an industry leader in her own right, Deviree Vallejo and Liz Richards together embody a world-class client experience and proven, consistent results. In partnership with their team, not only are they at the forefront of the Denver Metro market, but they are also recognized nationally as influential authorities with a global reach. They have uncompromisingly redefined the practice of luxury with 38 years of combined experience and over a billion dollars in sales volume in the Denver Metro market.

The coveted lifestyle offered by Denver and its suburbs is so deeply engrained in Deviree and Liz’s approach to real estate that it’s difficult, at times, to define where one ends and the other begins. A deeply-rooted connection to the local market brings a nuanced approach to every transaction while laser-focused and innovative marketing strategies reach audiences with an intuitive understanding of the consumer.

As active members of their respective communities and with a global network of real estate professionals at their fingertips, they have a demonstrated track record of making connections and realizing client aspirations near and far from home. Working with buyers, sellers, and developers, the duo’s range of experience encompasses everything that defines residential real estate in Colorado, including the sales of many of Denver’s most iconic infill development projects. The pair focuses on bringing a luxury experience to every client interaction. Luxury is a philosophy, a practiced mindset.


Our Values

Having a "Client-First" Philosophy allows The Elevated Living Group to provide the very best service and outcome for our clients. Always accessible, good listeners, detailed oriented, great communicators, extremely knowledgable and responding quickly to all clients needs, makes for smooth and profitable real estate transactions.

There are many qualities and skills that go into being an excellent real estate professional; integrity, in-depth community/market knowledge, utilizing successful and effective marketing tools, powerful negotiation skills, and high-quality professional networking, all of which are hallmarks of how our team works together successfully.


Our Fiduciary Duty

We work solely on your behalf. We will assist you in drafting up and submitting your offer. In addition, to offer price, we’ll discuss offer activity, the history of the home, and terms you’re comfortable presenting. As your Buyer’s Agents, we will work and negotiate solely on your behalf.

Being your advocate, keeping your best at the forefront, handling your interests with the utmost faith, loyalty, and fidelity. We leverage our market research and industry longstanding relationships to negotiate all deals with confidence and initiative.


Our Mission

To be the most knowledgeable, professional and ethical REALTORS® in Denver Metro and Surrounding Areas, making a positive impact with our clients and our community: Working hard to ensure our clients make intelligent and profitable real estate decisions. Providing superior counsel to our buyers and sellers through leadership, experience and knowledge.

  • Engaging in honest, loyal and ethical business practices.
  • Using our industry and market knowledge to give our clients a competitive advantage to others
  • Making ourselves available and easily accessible
  • Committing to passionately exceed our customer's expectations
  • Being committed to our business and clients full time
  • Maintaining an ongoing commitment to serve our communities by contributing our time and financial resources.
  • Providing innovative strategies, keeping us at the forefront of the industry.



As a seasoned veteran in Denver's real estate market, Deviree Vallejo has made her mark as one of Denver's premier agents, consistently ranking as one of Denver's top-producing Brokers. Deviree has remained focused on meeting and exceeding her client's needs throughout her career and is most proud that over 90 percent of her business is based on referrals and repeat business from her past clients and sphere of influence. She has a thorough understanding of the local market, an unwavering work ethic, and expert negotiation skills. To optimize a property's potential, she implements state-of-the-art technology combined with professional staging, innovative marketing, and strategic pricing to customize a plan to sell your home or new development. With nearly two decades of experience and negotiation expertise, Deviree and her team work tirelessly to obtain the most favorable outcom [email protected] (303) 931 - 0097


Renowned for her tireless work ethic and undaunted tenacity, Liz Richards has been a top producing Global Real Estate Advisor and Broker Associate since 2004. A Chicago native, Liz moved to Boulder in 1997, then to Denver in 2002 and has never looked back. She considers herself a brand ambassador of sorts for all things Colorado. Liz’s single-minded focus, attention to detail and superior negotiation skills has earned her a reputation of professionalism and a far-reaching network of clients and key industry players. Savvy and experienced in a multitude of real estate arenas: new construction, historic homes, modernist architecture, investment properties, and creative, cutting-edge marketing tactics, Liz’s experience and results put her in the top 1% of the real estate profession. [email protected] (303) 956 - 2962

Home Buying Process

Buying a home can be stressful and confusing. That's why it's important to find a professional you trust and can help guide you through the process. From beginning to end the home buying process can be a lengthy road. For some, it's 30 days. For others, it's 6+ months.

A Timeline of Events


City and County of Denver

Statistical Neighborhoods

Home Loans at a Glance

Expenses to keep in mind

What is a Pre-Approval?

A preliminary commitment in writing from a lender stating that a borrower will qualify for a particular loan amount, based on income and credit information under a lenders guidelines.

What you will Need

  • Legible photo I.D. and social security card.
  • Addresses for the previous 2 years (if renting, include landlord’s name and phone number).
  • Name, address, phone number of employers (current and previous 2 years)
  • Engagement letter (for new employment situations, citing dates and terms of your
  • 2 of most recent pay stubs and proof of any additional income including benefits, dividends,
    social security, retirement, rental income, etc.
  • Last 2 years W-2s and/or 1099s
  • If self-employed or commissioned, business/personal Income Tax Returns for the previous 2 years (with all schedules K-1s) and year-to-date Profit/Loss and Balance Sheet Statements
  • Names, addresses, account numbers, and approximate account balances
  • Last 3 month’s bank/savings account statements
  • Checking, Savings, Investment Accounts and Retirement accounts
  • Leases on rental property owned
  • Settlement statements (previously owned property, sale of a business, etc.)
  • Copy of divorce decree or Separation Agreement Bankruptcy with release
  • Documentation of child support/alimony
  • Transcripts from school if recent graduate
  • Mortgage companies name, address, account number, and approx. balance; the market value
  • HOA Bill on any properties
  • Homeowners Insurance declarations page (reflects agent contact info, premium, and coverage period.
  • Certificate of eligibility if applying for VA loan; copy of DD 214
  • At the time of loan application, you will generally need to pay an application fee, appraisal fee, and credit report.

Under the Contract Process

Once you find a house you love and you are ready to make an offer, we will give you advice about the price and terms to offer along with comparable sales to support purchase price. This will be a careful balance of your needs, what you can and are willing to pay, how much you want the house and consideration of what the seller may take. We will help prepare your offer, which includes your offer price, establishing contingencies, obtaining disclosures, and establishing a closing timeline. Be prepared to negotiate the purchase price if the seller presents a counteroffer.

Within 3 days of going under contract, earnest money will need to be submitted to the title company designated by the seller. The Earnest Money amount is determined by the sellers and agreed upon within accepted offer. These funds can be dropped off with personal check or cashiers check at title directly or wired.

  • For the highest level of security, when wiring funds please contact the title company directly to ensure proper instructions.
  • To contact title, obtain phone number through company website not via email you have received.

As part of the sales contract, you have the right to inspect the mechanical, electrical, plumbing and structural portions of the property along with any other concerns that you have about anything that affects the property. Think of the inspection as a “health” physical of the property. The property inspection is for things that you cannot see.


Inspections take around 4 hours to complete. Plan on meeting us and the inspector at the end of the inspection for them to point out any concerns about the property and to answer any questions we have about the property. The inspector will send us an itemized report with photos for our review and records. We highly suggest having the sewer scoped, the property scanned with infrared/thermal scanner to locate any active water leaks and to have the property tested for Radon.


For any issues pertaining to health and safety items found during inspection, we will submit an inspection objection, requesting the seller to repair/replace prior to closing or to offer a credit for the amount to repair/replace after closing. The seller will then submit an inspection resolution of terms they agree to complete. We will either sign seller's resolution, or we will be able to terminate the contract and receive our earnest money back.

If a lender is being used to finance, a home appraisal will be preformed by a randomly selected appraiser to evaluate the property and determine the market value of the property. The appraisal is sent to the lender to use to approve the loan value. An appraiser uses comparable properties in the area, current condition and upgrades of the subject property, location and market stats to determine property market value.

If the appraised value does not come in at purchase price, a resolution between buyer and seller will need to be agreed upon by appraisal resolution deadline. If a resolution is not agreed upon by both parties within deadline date, the contract will terminate and earnest money will be returned to the buyer.

Pre Closing Checklist

Receive Copy of Settlement Statement
Arrange or Obtain Certified Funds
Power of attorney Form
Utilities Set-Up
Notify all for Change of Address
We will want to do a “walk-through” on the property before closing. We can arrange our walk-through for the night before closing or a few hours prior to closing.
Prior to closing we will both receive a copy of your Settlement Statement, which I will review with you. This will indicate the amount you will need to bring to closing.
You will need to bring certified funds to closing, in the form of wired funds or a cashier’s check, made payable to the title company. Usually, we will have the correct figure the day before closing from the title company. Most title companies will want sums over $50,000 to be wired. You will want to arrange with your bank and the title company when funds should be wired to ensure received by title prior to us signing closing documents.
If jointly purchasing and one of you will not be at closing, we will need a power of attorney form signed. You may designate anyone to act as your “power of attorney.” If neither of you will be at the closing, you may sign the closing documents in advance and the title company handles the rest.
Make sure all utilities (Electric, Gas, Cable and Homeowners's insurance) to the property start on the DAY OF CLOSING. You technically own the property at 12am the day documents are to be signed. Title will take care of water, sewer and most often; trash.
Notify applicable companies of your new address in order for accounts to be set up/transferred accordingly and to assure continued service.

Closing On Your Home

Closing will be held at the designated title company. Your cash due at closing will need to be wired or in the form of a cashier’s check obtained prior to arriving at the title company. You will also need to bring 2 different forms of I.D.

At the closing table, we will thoroughly review and sign all closing documents with the title closing rep. Make sure to bring your signing hand!

Once all parties have signed closing documents and the funds have been transferred, you are officially a homeowner! When fully executed closing documents have been obtained, you will have the option of receiving the closing documents electronically or a hard copy sent by certified mail.

Please allow approximately one hour for the closing.

We will schedule a walk thru of the property prior to closing. This will take place the night before or right before closing. During the walk thru, we will ensure the property is in the same condition as when we held our inspection. If all looks good, off to closing we go!

Notable Contract Dates & Deadlines

Earnest money is an amount of money the seller has requested for us to “put down” showing we are serious buyers. You will already have known and agreed upon this amount prior to submitting an offer. If for any reason we terminate the contract outside of appropriate deadline timeframes, the seller could potentially keep these funds. If we terminate within timeframes, you will receive these funds back. Earnest money amount will be held by title and applied to your Cash Due at Closing/ Down Payment. Earnest money will be due within 3 business days of going under contract.

Title will be sending all the on record title liens (if there are any) I will be taking care of all of this and if there is any issues with on or off, I will make you aware and let you know next steps.

Owner needs to disclosed any off record liens on the property by this date.

If there are any issues with title we will send an objection for the seller to take care of.

If there are any issues with title we will send an objection for the seller to take care of.

If the property has an HOA all documents will need to be submitted to us by this date.

You will want to review all the HOA documents ensuring you do not find any major concerns. If you do find a restriction or major concern within the HOA we will want to terminate contract on or before this date.

Seller will send disclosures of any issues she is aware of in the home (both repaired and not repaired). Once, we review we will sign acknowledging we have received.

If the property was built prior to 1979 we will need to sign a Lead-Based Paint Disclosure acknowledging there might be lead-based paint present in the home. We can elect to have home tested or waive testing. The sellers will need to send us the disclosure on or prior to this date.

You will need to have applied for a loan prior to this date.

We have until this date to terminate for any loan issues.

You have until this date to discuss and obtain homeowners insurance- If for any reason there are issues with insurance, you can break contract.

& What Needs to be Done

Work With Us

A deeply-rooted connection to the local market brings a nuanced approach to every transaction while innovative marketing strategies reach audiences with an intuitive understanding of the consumer.

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